Should I present payment options in an accordion?
I'm working on the payment software, that allows users to make payments to different businesses.
To make a payment, a user needs to add the business's bank account and the payment method they want to use. We support 2 methods: Local(1 day) and Standard(3 days). To get this information we use a form(shocker!) with an accordion. If the user has info for both payment types they can enter both, or only for one.
At the moment it looks something like this:
download bmml source – Wireframes created with Balsamiq Mockups
I'm not a fan of this method, too many clicks and if the user is not familiar with the terminology or what information is required for these 2 payment methods they will be confused.
Is there a better way to do this. Should I stick with old school radio buttons or display all the input boxes at the same time?